If you do a lot of traveling you might look into getting some travel medical insurance/trip protection from the insurance experts.
Their website has a search feature, called the policy picker, where you can find rates on the exact coverage you are looking for. Some of the plans provide reimbursement for the following:
* Trip Cancellation, Interruption & Delay
* Baggage Loss and Delay
* Emergency Medical Expenses
* Emergency Medical Evacuation
* Accidental Death and Dismemberment (AD&D)
* Repatriation of Bodily Remains
* 24-Hour Travel Assistance Services
Definitely look into it if you are interested.