I think insurance is truly a necessity. It is good to have in any emergency, especially home insurance  and life insurance.

I’ve been lucky to have cheap car insurance because until I am 25 I can be on my grandfather’s insurance, if he’ll allow it anyway. I hope he will because it is illegal to drive here without car insurance, so it is a must.

I think insurance is a great way to feel secure, and hopefully in the event of an accident, a way to help recoup from what has just happened. You should definitely make the effort to be insured to protect the things you care about!